David Oliveira

My Business & Life Journal

David Oliveira

Entrepreneur, blogger and alopecia ambassador.

The Headache That Made Me Want to Hit With My Head on the Wall

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I’m not sure what it was, but it was not pleasant.

headache

It’s not the first time it has happened. A horrible pain. A pain that I cannot explain.

It felt like someone had put a knife through my head. All I wanted was the pain to go away, but it wouldn’t. The more I thought about it, the worst it felt.

So what happened?

A headache – but definitely, not a typical headache.

I am worried. I never felt anything similar. I will need to visit a doctor.

Now that I say that I just had a thought. In the UK, doctors use Google to diagnose their patients. I can do that too.

Google… severe pain on the side of the head.

Here are some of the results:

  • According to NHS cluster headaches are excruciating attacks of pain in one side of the head, often felt around the eye. Cluster headaches are rare. Anyone can get them, but they’re more common in men and tend to start when a person is in their 30s or 40s.

Not sure about this as the pain I felt was not around my eye, but good to know.

  • There are over 300 types of headaches, about 90 per cent of which have no known cause. However, a migraine or a cluster headache are the most likely causes of a headache on the right side of the head. Tension headaches may also cause pain on one side in some people.

More likely. However, the medication didn’t really help. I will definitely seek medical advice because this isn’t the first time it happens.

Do you have any suggestions?

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My Wishlist Is Now Inpaciently Waiting For You

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Just in case you decide to be really cool, I’ll leave here my wishlist. Feel free to give me just one of the items. They’re not in a special order.

Updated: January 2022

week 46 - wishlist

Kindle Paperwhite

I love reading. I always have. All people I admire are readers too.

Up until recently, I was one of those people saying that there is nothing like a paperback or a hardback book. Now I am starting to think differently. As I learn about minimalism, decluttering and become aware of how important is to live a sustainable life, I’ve decided that I want to try using a Kindle.

shop on amazon

A Promised Land

I have not read a lot about the former president, Barack Obama, but I have a feeling that he has great stories to tell. After all, becoming the first black president in US history must mean something.

In this book, Obama reveals the details of his inspiring story. The former president tells us how he went from a young man to the most powerful and influential man in the world. Details of his education and personal life are all in the book too.

Rich Dad Poor Dad

I see awesome entrepreneurs recommending this book all the time and now I am suffering from FOMO (fear of missing out). Silly, right?

The truth is, I love personal development books.

I will definitely read Rich Dad Poor Dad, just not sure when.

Book Rich Dad Poor Dad
Rich Dad Poor Dad

What’s on your wishlist? I’d like to know. Leave it in the comments below.

Disclaimer:

This blog post contains affiliate/referral links, which means that I might receive a commission when you decide to purchase any of the services/products recommended on this page.

I don’t ask for much, do I?

=D

See my full Amazon wishlist here.

FACT

Did you know that you too can have a wishlist on Amazon and make it public? It’s an awesome way to let your friends and family know what you’d like to receive on your next birthday or this year on Christmas. You should try it.

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Top List of Movies That I Totally Recommend You Watch This Year

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I’m not the type of person who knows all the actors and goes to the cinema every weekend, but I love watching movies. Here are my recommendations.

movies

Disclaimer:

This blog post contains affiliate/referral links, which means that I might receive a commission when you decide to purchase any of the services/products recommended on this page.

Papillon

An interesting movie to watch.

Henri Charriere shouldn’t have been convicted of murder. So much drama here. While in prison, he started a relationship with a fellow inmate. Did they manage to escape? You’ll need to watch the movie.

Cast: Charlie Hunnam, Damijan Oklopdzic, Christopher Fairbank

IMDb review
Watch on prime

Notes For My Son

I don’t really like watching movies that are not in English, but Netflix is definitely changing my habits. This movie is in Spanish, but totally worth watching.

A mum knows that death is coming for her sooner or later, so she writes a notebook for her young son. This is a beautiful movie based on a true story.

Cast: Valeria Bertuccelli, Esteban Lamothe, Julián Sorín

Watch on netflix

Greenland

For me to watch a movie and say that is worth watching, it must make me feel a load of emotions when it’s playing.

When I was watching Greenland, I felt the adrenaline, sadness, happiness, all at the same time. If you haven’t watched it, grab some popcorn and do it tonight.

Cast: Gerard Butler, Morena Baccarin

Watch on Amazon priMe

76 Days

COVID-19 has made an impact on everyone’s lives. This movie shows the struggles of patients and medical professionals in China.

IMDb Rating: 7.1

Watch on Amazon priMe

I also wrote a blog post with all series that I recommend.

How to build wealth the smart way?

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You’re reading this blog post because you want to know how to build wealth, so I’ll get right to it.

build wealth

Disclaimer:

This blog post contains affiliate/referral links, which means that I might receive a commission when you decide to purchase any of the services/products recommended on this page.

Know Your Numbers

Do you have any idea how much you’ve spent last month on leisure, takeaways or clothing? Most people answer no to this question. If you answered yes then congratulations, you’re on the right path.

How much money did you spend on entertainment last month? I challenge you to stop for a minute and think about this. Try really hard. Entertainment isn’t just going to the movies. You should consider streaming subscriptions (Netflix, Sky TV, Prime), gaming and even your phone bill (where you spend time on social media platforms).

We all spend money on so many unnecessary things. I know, we cannot stop spending completely, but here’s an example. My children asked me to subscribe to Disney+, which I agreed to because it seemed a cool thing to have, but do they really use it enough to justify the cost?

Knowing exactly how much you earn vs how much you spend, is your first lesson to build wealth.

Make it a habit. Nowadays banks do this for you. Just explore your banking app and I am sure you’ll find some sort of expense tracking system. Alternatively, you can install a budget planner from your app store and get started sooner rather than later.

Try Starling Bank

I really like using Starling to track both my expenses and set money aside.

Open a bank account with them to see it for yourself. The cool thing about the Starling app is that you can create saving spaces (similar to a sub-account) and move money to those spaces either manually or automatically. It works really well. You can even create goals and specify what is the target amount for each of the spaces you created.

Personally, I have different saving spaces for Holidays, Deposit (for another house), Home Emergencies (for when my boiler or my washing machine go to heaven), Taxes (an estimate of my next tax bill). Every time I use my card, the app rounds up the change to the nearest pound and sends it to one of the saving spaces. I just love it.

Build Wealth by Saving Money

What about savings? How much did you save last month? Also a difficult question, right? How come you’re interested in building wealth, but you don’t know how much you’ve saved last month?

Saving money is the #1 rule of the "build wealth" game. Click To Tweet

How many rich people do you know? I know a few and they save money and track their expenses. To what they do, because it works.

Simply open a Savings Account and set up a weekly or monthly standing order.

Avoid Expensive Debt

Yes! I know you know what I mean.

Having a mortgage? That’s totally fine. Ten mortgages, even better. The problem is your credit card, your Littlewoods account, your Very account. All debts that have an interest rate over or 5% are bad.

Like, really bad. Pay of your credit and store cards asap.

Financial Education = Build Wealth Faster

You can and should use your credit card – it improves your credit score, but you should always, always pay it in full. Never use more than 15% of your credit card limit. The credit score companies don’t like that.

It’s so important that you start building good financial habits.

I always ask, why they don’t teach this stuff at school? My son is learning about all the different religions around the world and the Egyptians. Wouldn’t be better to learn how to budget and how to create a business plan?

Here’s an idea. Read books. Read as many relevant books as you can so that you become an expert. It could any field. Pick a topic of your interest and become an expert. As you read you’ll notice that learning will become one of your best skills. Start reading Personal Finance Books and you’ll become an expert in personal finance too.

Another idea. Watch YouTube videos. I like watching Project Life Mastery and Mark Tilbury, they are an awesome source of inspiration for me. There is a lot to learn with Warren Buffett too, he is one of the wealthiest men in the world.

Rich Dad Poor Dad

What the Rich Teach Their Kids About Money
That the Poor and Middle Class Do Not

Rich Dad Poor Dad is the #1 personal finance book of all time.

BUY ON AMAZON

Discipline Will Help You Build Wealth

If you want to build wealth, you must discipline yourself.

Think about what really matters and about your goals before you decide to take the day off to binge watch your next series on Amazon Prime.

Start a business and stick to it.

Save money and avoid useless shopping. Think about it. Do you really need the latest mobile phone every year? Do you really need a brand new car? You do not.

As you build up the habit of saving money, you’ll notice that it gives you joy and that saving money makes you feel good. The more you save, the more you’ll enjoy doing it. You’ll see your account grow bigger and bigger.

It’s awesome

Try to save at least 10% of your income. Once you’ve saved enough to support your life for at least 6 months, start investing.

Disclaimer

Please note that I am not a financial adviser. Investing is risky and your capital will be at risk. Please make informed decisions and consult an expert.

Start Investing Early

Every month I deposit money into eToro, Wealthify, CrowdProperty and Penfold. There are other platforms where I invest money, but these are my favourites. For me, the trick is to have these deposits automated. Because the money leaves my account at the same time as my mortgages and other bills, it doesn’t feel like I had the option to not make these investments.

The earlier you start investing the better.

Recent Blog Posts Related to Money, Investments & Passive Income

What if you can’t save money?

I know that for most people saving money is really difficult. Do you know why? Most people don’t know how to spend money. When it comes to leisure and unnecessary items, you should only spend the money that you don’t need. You should save and then spend it, not the opposite.

If you find it hard to save money, then it’s time to think about starting a side hustle to make some extra money in your spare time.

I do that too. Start here.

Now tell me, has any of the above helped you? If so, please leave a comment below to start a conversation. I hope you manage to achieve all your goals in life.

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My Best Blog Posts of 2021

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Going through this blog post is the quickest way to find my best blog posts published in 2021. I was hoping you could read them and let me know which one is your favourite.

best blog posts

My blog had over 3500 pageviews in 2021. Not a huge number but I am certainly proud of most of my content and I am happy with the results so far.

2021 Page Views – davidoliveira.co.uk

Considering that I only started the blog in 2020, this is good, I think. As you can see, my first page views were in October 2020. This shows that my online exposure is increasing.

2020 Page Views – davidoliveira.co.uk

For 2022, I’d like to at least double that number. I know it’s possible, I just need to continue writing consistently and make sure that every blog post is awesome and gives real value to my readers.

If you read my blog, thank you.

Check Out My Best Blog Posts of 2021

#10 – The FM World Business Is Awesome

Yes, it is. I always say that everyone should do something fun and productive with their free time. The FM World business is not just fun, it pays too. FM is basically a work from home business opportunity, ideal for beginners that don’t want to spend money to start a business.

#9 – Here’s What You Need to Know About Me

Why would you want to know more bout me? Oh wait, it was just my #9 best blog post in 2021, so I guess not that many people want to know more about me. Anyway, if you do, read this post, because it tells you more about the things that I do and the things I am interested in.

#8 – Fasting? Is it safe and good for your health?

A friend of mine told me about fasting and around that time I kept hearing more and more people talking about it, so I had to do some research. This blog post will tell you about my findings.

#7 – Quotes To Motivate You Right Now

Who doesn’t like a little bit of motivation? I sure do, and that is why I wrote this blog post. It’s filled with motivational quotes that you’ll love. Share them to help me reach a wider audience. Oh, and don’t forget to leave a comment with your personal favourite in the comments section.

#6 – The FM World Business Opportunity

Did I mention that everyone should find something fun and productive to do in their spare time? Check out the FM World business opportunity. Even if you don’t find it interesting, you might know someone who does. Anyone on your contacts list that could do with a little bit of extra money? With FM, you can start without investment and work from home when you have some free time.

#5 – Work with me & make money along the way?

I already lost count of how many jobs/projects I have. Apart from blogging, I also design websites, help small businesses with growth strategies, recruit for FM and UW, study business management, and more. Usually, I find enough time for everything. I complain a lot about being too busy, but I learned that busy people know how to make time.

I just opened a company, a real company, but I can’t give away any information yet. What I can say is that I am working on a really cool project that hopefully will take off in 2022.

#4 – Resources for Blogging & Organisation

Every blog has should have a resources page, where the author shares their top tools to do their job. Nowadays I am obsessed with Notion (a free productivity platform). What about you? Read the blog post for more tools & resources.

#3 – This Lottery Syndicate Tool Is Awesome

Just in December 2021, my loterry syndicate has won 4 prizes. There were not huge prizes but it serve to show the power of a syndicate. When we join forces, our chances to win a big loterry proze increases. Interested in joining in? It’s just £1 per week and there is no minimum amount to play, opt-in or our whenever you like.

#2 – Designer Perfumes Are Now Affordable

I am a huge fan of the FM World brand, not only because I make money with their perfumes, but because the brand has proven to be resilient and that is here to stay. Whether you want to pay less for your perfumes or want to start your own business working from home, FM could be for you too.

#1 – Alopecia Story You Will Want To Read

As some of you may know, I suffer from Alopecia Areata. It all started many years ago. Since it all happened, I have created Alopecia awareness all over the world. I really think that it’s very important that people know about the struggles of living with this disease. Remember, there ar litt;e girsls out there without hair suffering with depression and social anxiety because of hair loss. I want to help them.

I really hope you read at least one of my best blog posts of 2021. Leave a comment to let me know your opinion.

Also, I would like to thank all my readers for the support you gave me this year. Some friends and family inspired me and insisted that I continue writing, so I will and hopefully one day, this blog will inspire other people to write too.

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