The greatest secret to invest your money is knowledge and diversification. Here I share where I invest my money and how I do it.
Disclaimer
I am not a financial advisor. All content on this article is based on my personal experiences, and you should not follow my advice without consulting a professional. When you invest, your capital is at risk.
eToro
I registered with eToro years ago, but only now started investing real money in it.
eToro is one of the biggest investment platforms in the world.
Since I am not an expert in stocks or cryptocurrencies, I’ve decided to copy other investors instead of making the decisions myself. On the image below, you can see that I am copying Peanol, investing in stocks like Google, Netflix, Facebook, Airbnb and some crypto, such as Ethereum and Bitcoin.
Wealthify
If you’re a beginner investor, Wealthify is another great solution for you. It’s working for me. My return on investment since I joined the platform is 4.27%. Not bad at all.
Wealthify is simple and easy to use.
Crowd Property
P2P investments are a real thing, and I like them. Crowd Property will get you returns of up to 8% a year. The best thing? So far, there were no losses, and the organisation paid 100% of the investors.
I started with £500, and now I am steadily receiving interest. You can see what I am due to receive in the next 12 months in the chart below. Cool, right?
I couldn’t find a referral scheme for Crowd Property, but I still recommend them, so check out their website here.
Penfold
Penfold is a pension scheme for self-employed people. The best thing about it is that the government gives you 25p for every £1 you deposit.
I joined last year and set up a direct debit of £10 contributions every month. That way, my pension pot will continue growing. The only downside is that since this is a pension scheme, I cannot withdraw any money.
If you’re self-employed, you should seriously consider opening an account with Penfold.
Coinbase
Everyone is talking about Coinbase. It’s a cool and modern platform where you can buy cryptocurrencies.
What I like about the platform, and actually the reason I joined it, is that they pay you to learn about crypto. I received over £30 bonus just for reading their quick crypto lessons.
If you look at the graphic above, you can see that I only made 2 deposits of £10, the first one was on the 13th of August and the second one on the 26th of August. The important part is that there are no losses. The graph is always going upwards.
Disclaimer:
This blog post contains affiliate/referral links, which means that I might receive a commission when you decide to purchase any of the services/products recommended on this page.
